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Depending on this, the cards are divided into classic and preferred (gold and platinum).

About half an hour came fat major, sat at the table reading some papers. According card the interest rate may be lower, but annual maintenance will be expensive.Platinum cards allow their holders to get discounts at expensive restaurants, jewelry shops, hotels, etc., as well as additional services such as round-the-clock support by phone, taxi, insurance for travel abroad etc. Then you need to have: official place of work; a good salary with the Bank you need to provide a certificate confirming the official income; a positive credit history.Banks strongly encourage their regular customers, so they provided lower interest rates on credit cards, a longer grace period, large credit limits, low annual fee for the service, or lack thereof.To get a credit card on beneficial terms it is possible, and if used in accordance with the purposes for which it was formed, can enhance their well-being or to maintain your status.

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